Beyond the Rhetoric

For most intents and purposes, saving a dollar is almost as good as earning an extra dollar. The dollar that you save can then be put toward buying something else or saving up for a larger goal. However, there are some instances where saving that dollar isn’t really worth it. For example, if you have [...]

Whether or not you’re willing to admit it, the holiday shopping season is upon us. The malls are about to get even more crowded and I imagine that Black Friday in the States will be just as much of a gong show as it has been in the past. I have noticed some changes in [...]

There’s something that irks me about the term “disposable income.” It seems to imply that I have an extra money lying around that I could just as easily toss into the trash bin. It sounds like this disposable income is something for you to throw away. Most people would likely agree that, no matter how [...]

Even though we may share many similarities, my dad and I could not be more different when it comes to our philosophies on clutter. Myself, I feel that I am much more of a pack rat. I am very hesitant to get rid of just about anything. Digging through my garage and my shed, I [...]