Beyond the Rhetoric


Posts Tagged ‘rrsp’

Last Week for 2014 RRSP Contributions (And How to Get $195 in Free Money)

February 23rd, 2015

Today’s post offers a couple of quick reminders for all my fellow Canadians. For better or for worse, we are fully ensconced in the middle of tax season now. While the deadline for submitting your income tax return isn’t for a couple of months, there is one important deadline that is only a week away. […]

Money Monday: What Is an RRIF?

March 4th, 2013

When you approach the world of finance, you’re going to encounter all sorts of different acronyms. This can be very confusing, even for the savviest of investors. In Canada, you might come across GICs, for example, which are Guaranteed Investment Certificates. You are guaranteed a certain interest rate on your investment for the defined period […]

Money Monday: The Problem With Pensions

February 4th, 2013

CPP, OAS, GIS, defined benefits, defined contributions… If you have them, take them while you can. The tools listed above are typically what people depend on for living out their retirement years. We’ve put money into them since the first day we worked and haven’t looked back. Unfortunately we haven’t looked at anything at all. […]

It’s RRSP Season! (And Here’s a Trick to Maximize Your Contribution)

January 28th, 2013

If you have a bank account, there’s no way you haven’t heard that’s it’s currently RRSP season. This is the time of year when banks and financial advisors are calling you up to make sure you top up your contribution room so you can maximize your income tax return. And who doesn’t like a cheque […]