Beyond the Rhetoric

A standard Canadian passport is valid for five years, but you’re supposed to have at least six months left on your passport when you are traveling abroad. In effect, you only have about four and a half years before you need to renew your Canada passport. The good news is that the government offers what [...]

In the last month I’ve had conversations with people, clients and non clients alike, and felt prompted to share what people can expect during retirement. When I’m planning with a client, retirement is always the biggest topic of conversation. Trying to quantify a monetary goal to save towards is difficult when you consider factors such [...]

It’s a discussion that pops up from time to time: does it make sense (cents?) to stop production of the penny. The one-cent coin is virtually worthless, for most intents and purposes, so why do we keep making it? Canadians might remember the story that came out about a week ago, saying that Finance Minister [...]

I guess you could say that I started from a rather fortunate position. When I decided to embark on this freelance writing journey, I had enough money saved up that I didn’t need a full-time income right away. It also helped that the startup costs were remarkably minimal, because I already had a computer from [...]