Beyond the Rhetoric

Freelancing is financially challenging, even in the best of times. But in today’s troubled economy, the ups-and-downs of full-time freelancing can cause some to question their chosen career path. But, with a few nuts-and-bolts tips – and an occasional reality check – successful freelancing is possible. Avoid Credit Card Debts On a bad month, just [...]

It happened. The federal budget in Canada was revealed a few days ago and one of the biggest announcements to come out of it was the death of the penny. They plan on stopping production of the one-cent coin some time this fall. We have to realize that this news didn’t exactly come out of [...]

I hear it all the time. Credit cards are evil. They’re the reason that people get buried in debt. They’re the reason why people end up overspending. I disagree. While I can sympathize with those who are facing financial struggles and hardships, you can’t blame the credit card for their problems. The credit card is [...]

You hear it all the time. People are living beyond their means and then they find themselves in all kinds of financial ruin. That’s not where you want to be. You also don’t want to simply live within your means; it is much better if you can learn to live below your means. This is [...]