Beyond the Rhetoric


Archive for the ‘Money’ Category

Money Monday: How Big Is Your Savings Cushion?

December 1st, 2014

Live every day as if it were your last, because you never know when everything could be snatched out from under you. We’ve been told time and time again that we should savor every moment and live in the present. At the same time, it is positively foolish to neglect planning for the future. Many […]

The True Value (and Price) of Paying in Cash

July 29th, 2014

You head out to your local coffee shop to get your daily dose of caffeine. You place your order for a vanilla latte and the cashier says your total comes to $4.19. How do you choose to pay? Do you have a credit card with “tap” technology? Do you have a mobile payment app on […]

Money Monday: How to Get $175 in Free Cash

April 21st, 2014

Aside from the necessary expenses that some people take on with business accounts and the like, it has always boggled my mind why so many people continue to pay unnecessary banking fees. They pay monthly maintenance fees. They pay transaction fees. They pay interest on credit card balances. All of these extra expenses can oftentimes […]

Money Monday: Do You Want to Retire Early?

April 7th, 2014

The appeal of early retirement seems obvious enough. Even if you enjoy the work that you do, it’s only natural to yearn for the day when you no longer need to have a job. We desire that sense of freedom, because we think it will mean that we will no longer have to worry about […]

Money Monday: Why a Variable Rate Mortgage Works For Me

March 24th, 2014

When we bought our first home a couple of years ago, we naturally had a lot of questions about how this whole process worked. I had been doing a fair bit of research on the housing market in Vancouver and I was trying to educate myself as best I could, but there was always the […]

On The Richest Man in Babylon and the Seven Remedies for a Lean Purse

November 22nd, 2013

Some time back, my friend Tyler told me that he picked up The Richest Man in Babylon to read. The original is a very old book, but it’s supposed to contain all sorts of timeless wisdom about the accrual of wealth. A fool and his money are soon parted, as they say, so it’s far […]

What’s the Difference Between a Degree, Diploma, Certificate, License…

November 12th, 2013

These are all words associated with getting an education, but what exactly is the difference between a diploma and a degree? And how are those different from certificates and licenses? What about associate degrees, applied degrees, master’s degrees and doctorates? What Is a Degree? Let’s start with perhaps one of the most common terms: a […]

Don’t Confuse Net Worth with Life Worth

July 29th, 2013

The average person, over the course of a typical lifetime, will concern him or herself with the same fundamental set of issues. You’ll have worries about your health. You’ll have worries about your personal relationships. And, perhaps most commonly, you will have your worries about money. The old adage teaches us that money can’t buy […]