Beyond the Rhetoric


Archive for the ‘Money’ Category

Managing the Rising Cost of Higher Education

October 5th, 2015

Even though my daughter is barely one year old, I’m already looking ahead to her future, particularly when it comes to the rising costs of higher education. Just last week, I attended a short seminar on education savings plans and the kinds of government grants we may be eligible for receiving. With so many college […]

If I Won the Lottery, I Would…

September 28th, 2015

It’s the fertile fodder for many a daydream and it’s a subject that gets revisited time and time again, even when we all know intellectually that you have a better chance of being struck by lightning twice than hitting the big jackpot. And yet, you can’t help but to wonder what you’d do if you […]

Last Week for 2014 RRSP Contributions (And How to Get $195 in Free Money)

February 23rd, 2015

Today’s post offers a couple of quick reminders for all my fellow Canadians. For better or for worse, we are fully ensconced in the middle of tax season now. While the deadline for submitting your income tax return isn’t for a couple of months, there is one important deadline that is only a week away. […]

Babies Are Supposed to Be Expensive, Right?

January 30th, 2015

New parents and parents-to-be hear the same warnings from their friends and family all the time. Get as much as sleep as you can now, because you won’t be getting any once the baby arrives. You can say goodbye to your sex life too. And let’s not forget just how much babies cost these days. […]

Money Monday: How Big Is Your Savings Cushion?

December 1st, 2014

Live every day as if it were your last, because you never know when everything could be snatched out from under you. We’ve been told time and time again that we should savor every moment and live in the present. At the same time, it is positively foolish to neglect planning for the future. Many […]

The True Value (and Price) of Paying in Cash

July 29th, 2014

You head out to your local coffee shop to get your daily dose of caffeine. You place your order for a vanilla latte and the cashier says your total comes to $4.19. How do you choose to pay? Do you have a credit card with “tap” technology? Do you have a mobile payment app on […]

Money Monday: How to Get $175 in Free Cash

April 21st, 2014

Aside from the necessary expenses that some people take on with business accounts and the like, it has always boggled my mind why so many people continue to pay unnecessary banking fees. They pay monthly maintenance fees. They pay transaction fees. They pay interest on credit card balances. All of these extra expenses can oftentimes […]

Money Monday: Do You Want to Retire Early?

April 7th, 2014

The appeal of early retirement seems obvious enough. Even if you enjoy the work that you do, it’s only natural to yearn for the day when you no longer need to have a job. We desire that sense of freedom, because we think it will mean that we will no longer have to worry about […]