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	<title>Comments on: Penny Pinching During the Holidays</title>
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	<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/</link>
	<description>Freelance Writing, Personal Development, and Making Money with Freelance Writer Michael Kwan</description>
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		<title>By: Last Minute Cheap Valentine&#8217;s Day Gifts &#171; Beyond the Rhetoric</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-67291</link>
		<dc:creator>Last Minute Cheap Valentine&#8217;s Day Gifts &#171; Beyond the Rhetoric</dc:creator>
		<pubDate>Fri, 13 Feb 2009 18:36:37 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-67291</guid>
		<description>[...] to do something for your significant other on V-Day, but this doesn&#8217;t mean that you need to break the bank nor does it mean that you need to spend hours on end concocting something completely [...]</description>
		<content:encoded><![CDATA[<p>[...] to do something for your significant other on V-Day, but this doesn&#8217;t mean that you need to break the bank nor does it mean that you need to spend hours on end concocting something completely [...]</p>
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		<title>By: Cutting Back on the Right Expenses &#171; Beyond the Rhetoric</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-67123</link>
		<dc:creator>Cutting Back on the Right Expenses &#171; Beyond the Rhetoric</dc:creator>
		<pubDate>Sat, 31 Jan 2009 18:30:40 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-67123</guid>
		<description>[...] public is starting to be a little more careful about where they spend their cash. Maybe you were penny-pinching during the holidays too, saving a few bucks every chance that you [...]</description>
		<content:encoded><![CDATA[<p>[...] public is starting to be a little more careful about where they spend their cash. Maybe you were penny-pinching during the holidays too, saving a few bucks every chance that you [...]</p>
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	<item>
		<title>By: The Fall and Rise of Regifting &#171; Beyond the Rhetoric</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-66972</link>
		<dc:creator>The Fall and Rise of Regifting &#171; Beyond the Rhetoric</dc:creator>
		<pubDate>Mon, 05 Jan 2009 17:00:33 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-66972</guid>
		<description>[...] or any number of other unfavorable characteristics. However, as more people are looking for ways to pinch those pennies, it became a little more acceptable to [...]</description>
		<content:encoded><![CDATA[<p>[...] or any number of other unfavorable characteristics. However, as more people are looking for ways to pinch those pennies, it became a little more acceptable to [...]</p>
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		<title>By: Nick</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-66352</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Wed, 17 Dec 2008 03:27:13 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-66352</guid>
		<description>I didn&#039;t say that there was anything wrong with that (I do the same thing many times) for some reason though, it seemed more obvious this time than usual.</description>
		<content:encoded><![CDATA[<p>I didn&#8217;t say that there was anything wrong with that (I do the same thing many times) for some reason though, it seemed more obvious this time than usual.</p>
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		<title>By: Michael Kwan</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-66351</link>
		<dc:creator>Michael Kwan</dc:creator>
		<pubDate>Wed, 17 Dec 2008 03:14:53 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-66351</guid>
		<description>@Nick: Many of my posts end up being a stream of consciousness. I start with an idea and I just let my mind run with it.</description>
		<content:encoded><![CDATA[<p>@Nick: Many of my posts end up being a stream of consciousness. I start with an idea and I just let my mind run with it.</p>
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		<title>By: Nick</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-66350</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Wed, 17 Dec 2008 03:09:19 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-66350</guid>
		<description>You have some pretty good tips here! Interesting though how you go from saving money, to donating money, to volunteering time all in one post...</description>
		<content:encoded><![CDATA[<p>You have some pretty good tips here! Interesting though how you go from saving money, to donating money, to volunteering time all in one post&#8230;</p>
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		<title>By: Even the Monopoly Man is Bankrupt &#124;&#124; Beyond the Rhetoric &#124;&#124;</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-66087</link>
		<dc:creator>Even the Monopoly Man is Bankrupt &#124;&#124; Beyond the Rhetoric &#124;&#124;</dc:creator>
		<pubDate>Sat, 13 Dec 2008 18:31:16 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-66087</guid>
		<description>[...] credit crisis has hit some people pretty hard and many are penny-pinching during the holidays. It seems that no one is immune to these financial woes, not even the Monopoly Man. The iconic real [...]</description>
		<content:encoded><![CDATA[<p>[...] credit crisis has hit some people pretty hard and many are penny-pinching during the holidays. It seems that no one is immune to these financial woes, not even the Monopoly Man. The iconic real [...]</p>
]]></content:encoded>
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		<title>By: Tyler</title>
		<link>http://btr.michaelkwan.com/2008/12/11/penny-pinching-during-the-holidays/#comment-65905</link>
		<dc:creator>Tyler</dc:creator>
		<pubDate>Thu, 11 Dec 2008 18:04:28 +0000</pubDate>
		<guid isPermaLink="false">http://btr.michaelkwan.com/?p=2799#comment-65905</guid>
		<description>I&#039;m having to look at money a bit closer this winter season. I have 4 parental units to buy for, the girlfriend, 2 birthdays and 3 other siblings. I am also going to Whistler for a weekend prior to Christmas. I have my birthday, new years, oh and the 1 year anniversary in January too.

I&#039;m feeling a bit.. stressed about the cash at the moment. After December it should be normal again lol.</description>
		<content:encoded><![CDATA[<p>I&#8217;m having to look at money a bit closer this winter season. I have 4 parental units to buy for, the girlfriend, 2 birthdays and 3 other siblings. I am also going to Whistler for a weekend prior to Christmas. I have my birthday, new years, oh and the 1 year anniversary in January too.</p>
<p>I&#8217;m feeling a bit.. stressed about the cash at the moment. After December it should be normal again lol.</p>
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